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For any twist, tumble or mishap.

What's in

We cover the dumb things dogs do.

When they run into trouble, or trouble runs into them.

When the pug chews the power plug or the beagle ends up spread eagle.

Sudden accidents or “Bark me!” mishaps that you and your dog didn’t see coming.

Exclusions apply.

WHAT’S OUT

We insure dumbness, not illness.

Illness of any description. Ruff ‘n’ Tumble is mishap/accidents protection only.

If they’ve already got it, caught it or are developing it, we don’t cover it.

Common health conditions like allergies, arthritis, cancer, diabetes, and ongoing skin issues are not covered.

Any pre-existing conditions that arise before the policy starts or during a waiting period.

How to claim

It’s quick and simple, no bones about it… unless they swallow one!

Only pay the $500 excess per accident.

Go to your preferred vet and claim online in minutes through the portal.

Or use GapOnly® at participating vets with claims sorted on the spot. Less giant upfront bills. No waiting weeks for your money back.

Hi, we’re
Ruff ‘n’ Tumble

Hi, we’re Ruff ‘n’ Tumble and we’re here to cover all the dumb things your dog might do. Stupid stuff like swallowing the squeaky toy or hoovering down some fertilizer.

One simple monthly subscription fee covers you for mishaps with no lock-in contracts, no annual pay-out limits and no paw-blems!

And we’re backed by PetSure, Australia’s largest pet insurance company, so you can be as confident knowing your dog’s overconfidence is well understood.

Refer to your PDS for policy terms and conditions including excess and exclusions.